Investments
and loans
Our company invests into projects with its customers and is active in providing loans to companies and entrepreneurs. . Whether it is the start of a new business or whether you need more financial capital for your existing business, ANVEST is here to help you grow. Provided investments or a loans needs to be secured by pledge of real estate of the investor or a guarantor.
We are considering pledge of real estate of all categories: Retail premises, commercial premises, production premises, warehouse premises, constructions under construction, Residential (houses, apartments), garages, cottages, landplots with construction permits and agricultural land.
We provide investments up to a maximum of 70% of the property’s market value, depending on the type of property and its location. Property valuation by our company is free of charge. We provide loans from EUR 20,000 to EUR 2,000,000 for a period of 1 to 7 years with the possibility of individual repayment schedule.
Are you selling real estate but need funds now? We will provide you with a loan, which you will pay off directly from the sale of the property. Does your company own real estate on which there are foreclosures and liabilities? With the help of a loan from us, you consolidate all debts into one loan, and such a property has a much higher value on the market.
We also finance development projects with the gradual release of funds in tranches. Repayment of the loan from proceeds of selling of the real estate.
MATURITY UP TO 7 YEARS
QUICK NEGOTIATIONS
VALUATION OF REAL ESTATE FOR FREE
EXAMPLE No. 1
Company XY had a monthly profit of EUR 5,000.
It took a loan from ANVEST in the amount of 50,000 Euros with an interest rate of 2% per month with maturity of 5 years. The repayment schedule was 1 440 Euros per month, including principal and interest.
For 40,000 euros, the company bought goods and invested 10,000 euros in advertising. The goods had monthly turnover and were sold with a margin of 10%.
The company XY earned additional 4,000 Euros monthly. Out of this, 1440 Euros were used to repay the loan.
The owner decided to save the remaining profit of 2 560 euros as a contingency for worse times. After 18 months, he saved enough money to be able to pay off the ANVEST loan in full prematurely.
The company’s profit after repaying the ANVEST loan grew to EUR 9,000.
After repayment of the loan the company can continue with this profitability as it already has the goods and external working capital financing is not needed for this business anymore.
GROW YOUR BUSINESS WITH US!
EXAMPLE No. 2
The company YX decided to sell the property of one of its operations for 200,000 Euros.
The property was specifically designed for their production. Thus, no acceptable buyer was found in within a year, apart from one, who offered only half of the expected price, 100,000 Euros. This did not satisfy the company.
They took a loan from ANVEST in the amount of 50% of the value of the property. They invested the funds in their business what brought them a profit of 40,000 Euros.
During the first year, instalments were set in the amount of accrued interest of 2% per month only, no repayment of principal.
On the tenth month, an interested party appeared. It offered the company a price of 180,000 Euros, which the company accepted, and immediately repaid the loan to ANVEST in full.
Final summary:
+ 180,000 sale of real estate
– 20,000 interest paid
+ 40,000 profit increase
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200,000 Euro compared to the offered 100,000 from the first bidder.
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Where to find us
Piaristická 72/31, 949 01 Nitra | anvest@anvest.sk | +421 917 207 207